Soscredit - Online fast cash loans in Sri Lanka up to Rs.200,000
Loan Amount
Loan Period
Soscredit - fast online cash loans with quick approval and flexible, transparent rates up to Rs.200,000. Apply in minutes and get money transferred fast to cover your urgent needs.
About
Soscredit is an online loan comparison and lending service in Sri Lanka that offers interest-free loans up to Rs.105,000 for new clients and flexible conditions for repeat borrowers. Each application is assessed individually, so the loan amount can be adjusted to match the customer’s real financial situation.
Soscredit provides online cash loans from Rs.5,000 to Rs.200,000 with repayment terms from 1 to 120 days. The whole process is completed online via mobile phone or computer, and once approved, money is transferred directly to the borrower’s bank account. Thanks to its personalized approach, transparent conditions and convenient online service, Soscredit is a reliable option for short-term financial support in Sri Lanka.
Terms and Conditions
| Loan Amount: | from Rs.5 000 to Rs.200 000 |
| Loan Period: | 1-120 days |
| Loan Type: | online loan to bank account |
| Collateral or Guarantor: | not needed |
| Employment: | yes |
| Loan Extension: | yes |
| Citizen: | Sri Lankan |
| Age of borrower: | 21-70 years old |
| You Need: | NIC, mobile phone number, email and monthly income from Rs.15,000 |
The loan is calculated as follows
| Loan amount: | Rs.20.000 |
| Loan period: | 30 days |
| Monthly installment: | Rs.0 |
| Interest rate: | Rs.5,800 |
| Total payment: | Rs.25,800 |
Consequences of late/non-payment of a loan
Late or missed loan payments may result in additional charges, which can be applied either as a fixed fee or as a percentage of the outstanding balance. If repayment is delayed, the lender may impose extra interest, causing the total amount owed to increase. Such delays can negatively impact the borrower’s credit score, making it more difficult to obtain credit in the future. The lender also has the right to initiate collection procedures, including direct communication with the borrower or assigning the debt to an external collection agency. Information about overdue payments may be shared with credit bureaus, potentially harming the borrower’s credit history and limiting access to financial products later on. In some cases, this could lead to higher interest rates or restricted eligibility for certain services. To avoid these consequences, borrowers are strongly encouraged to make payments on time. read more
Contacts
| website: | soscredit.lk |
| e-mail: | This email address is being protected from spambots. You need JavaScript enabled to view it. |
| phone: | not specified |
| applications accepted: | 24/7 |
| contact center: | 8:30am-5:30pm, Monday-Friday |
| address: | 00000, Colombo, Sri Lanka, WVM5+CQ6 |
Benefits
- Soscredit offers interest-free loans up to Rs.100,000 for new clients and flexible loan amounts up to Rs.200,000.
- The entire application process is online, with a simple and user-friendly platform available on mobile devices and computers.
- Flexible loan terms from 1 to 120 days allow borrowers to choose a repayment schedule that fits their budget.
- Transparent conditions with clearly stated interest rates, fees and repayment terms, with no hidden charges.
- Personalized loan offers tailored to each customer’s financial situation, including re-borrowing options within the approved limit.
- Money is transferred directly to the borrower’s bank account, and services are available to clients island-wide across Sri Lanka.
Soscredit Repayment
- Online card payment – Repay your Soscredit loan by bank card online without any commission; funds are credited within a few minutes.
- Bank deposit – Use internet banking or ATM/CDM machines to transfer funds to Soscredit.
- Cargills Food City – You can repay your loan using Cargills cash vouchers at any Cargills Food City outlet island wide.
- Pay&Go kiosks – You can also repay your loan through a wide network of Pay&Go self-service kiosks.
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