Monigo - Instant Online Cash Loans in Sri Lanka up to Rs.150,000
Loan Amount
Loan Period
Monigo ➤ Get instant online cash loans in Sri Lanka. Offers quick approval, low-interest short-term loans up to Rs.150,000 with 100% online application ✓Get Cash Now ✓Borrow Cash
About
Monigo is an online lending service in Sri Lanka that provides fast financial support for unexpected expenses while focusing on simple, transparent and customer-friendly service. The platform offers flexible online cash loans from Rs. 3,000 to Rs. 150,000 with repayment periods of up to 120 days, including a special first-loan offer up to Rs. 20,000 at a promotional rate. Applications are submitted fully online via a mobile phone or computer, with approval in just a few minutes and money sent directly to the borrower’s bank account. Thanks to its straightforward process, clear conditions and focus on client satisfaction, Monigo is a reliable option for short-term financial help in Sri Lanka.
Terms and Conditions
| Loan Amount: | from Rs.3 000 to Rs.150 000 |
| Loan Period: | 1-120 days |
| Loan Type: | online loan to bank account |
| Collateral or Guarantor: | not needed |
| Employment: | yes |
| Loan Extension: | yes |
| Citizen: | Sri Lankan |
| Age of borrower: | 20-60 years old |
| You Need: | only NIC, mobile phone number and email |
The loan is calculated as follows
| Loan amount: | Rs.20.000 |
| Loan period: | 30 days |
| Monthly installment: | Rs.29.600 |
| Interest rate: | Rs.9,600 |
| Total payment: | Rs.29.600 |
Consequences of late/non-payment of a loan
Delaying or declining loan repayments can lead to serious repercussions. Primarily, it could harm your credit score, making future loans harder to obtain. Moreover, late fees and interest can inflate the loan's total cost. In severe situations, legal action may occur, potentially resulting in asset seizure or wage garnishment. Communicating with your lender during financial difficulties is essential to explore solutions instead of neglecting repayment responsibilities. read more
Contacts
| website: | monigo.lk |
| e-mail: | This email address is being protected from spambots. You need JavaScript enabled to view it. |
| phone: | +94 117 358 358 |
| applications accepted: | 24/7 |
| contact center: | 8:30am-5:30pm, Monday-Friday |
| address: | 00800, Sri Lanka, Colombo, No.341/5, M&M Center, Level 01, Kotte road, Rajagiriya |
Benefits
- Monigo offers flexible online cash loans from Rs. 3,000 to Rs. 150,000 to cover a wide range of personal and everyday financial needs.
- Applying for financial assistance is fully online, with a user-friendly interface accessible via mobile devices or computers.
- New clients can receive a first loan of up to Rs.100,000, and repeat borrowers can increase their limit up to Rs. 100,000 with terms of up to 120 days.
- Transparent operations ensure borrowers clearly understand interest rates, repayment terms and any applicable fees before signing.
- A dedicated support team and fast loan decision (around a few minutes) help customers get help quickly when they need it most.
- Monigo does not require collateral or guarantors and credits funds directly to the client’s bank account, making it a convenient and reliable option in Sri Lanka.
Monigo Repayment
- Online card payment – Repay your Monigo loan by bank card online without any extra commission; funds are credited within a few minutes.
- Bank deposit – Use internet banking, ATM/CDM machines or deposit cash at a bank branch to transfer funds to Monigo.
- Cargills Food City – You can repay your loan using Cargills cash vouchers at any Cargills Food City outlet island wide.
- Pay&Go kiosks – You can also repay your loan through a wide network of Pay&Go self-service kiosks.
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