Lotus Loan Sri Lanka - Apply online & Get money Rs.40000!
Loan Amount
Loan Period
Lotus Loan: Online Application up to Rs.40,000 ᐈ Get a loan in 15 minutes ᐈ You can save money if repay the loan within 7 days. Up to 70,000 for repeat borrowers
About
LOTUS LOAN is the best solution for those who want to get a loan quickly and without problems. An online loan from Lotus Loan will help you get money on credit today.
The service is completely online, which means you can save your time and get a loan without leaving your home right now. A minimum of complicated procedures when applying and a minimum of time will help you solve your financial problems very quickly. No deposit required. You simply fill out an online application and you can quickly receive money.
LotusLoan is indeed a good choice for many Sri Lankans to help get funding for all your plans or unexpected events in one day. The loan approval process is fast. Get your money today!
Terms and Conditions
| Loan Amount: | from 15 000 to Rs. 70 000 |
| Loan Period: | 90-182 days |
| Loan Type: | online loan or bank account |
| Collateral or Guarantor: | not needed |
| Employment: | yes |
| Loan Extension: | yes |
| Citizen: | Sri Lankan |
| Age of borrower: | 22-55 years old |
| You Need: | valid NIC, mobile phone number and email |
The loan is calculated as follows
| Loan amount: | Rs.30,000 |
| Loan period: | 92 days |
| Monthly installment: | Rs.16,021 |
| Interest rate: | Rs.18,062 |
| Total payment: | Rs.48,062 |
Consequences of late/non-payment of a loan
Interest shall accrue on a daily basis on the total unpaid principal of the Loan commencing from the Disbursement Date until the Loan is repaid in full based on the actual number of days elapsed. However, the Service Provider at its discretion may change the interest rate from time to time by Notice to Customer. For avoidance of doubt, interest shall be calculated on the Disbursement Date on total amount of the Loan granted to the Customer. In the event that the Customer has not repaid the full amount of Loan (including interest and any fee payables under the Loan agreement) within four (04) calendar days from Pay Day, the Customer shall be required to pay a Late Payment Fee of Sri Lankan Rupees Two Thousand (LKR 2,000/-) (“Late Payment Fee”) as calculated in terms of the Clause 4.7 Such Late Payment Fee is only applicable if the total amount of outstanding payment including principal, interest and all the fees is more than Sri Lankan Rupees Two Hundred and Fifty (LKR 250/-). read more
Contacts
| website: | lotus.loan |
| e-mail: | This email address is being protected from spambots. You need JavaScript enabled to view it. |
| phone: | 0-117-821-444 |
| applications accepted: | 24/7 |
| contact center: | 8:30am-5:30pm, Monday-Friday |
| address: | 00800,Colombo, Sri Lanka, 7, 1/1 Cotta Terrace |
Benefits
- Application will take about 3 min and you can do it on your smartphone or PC
- Fully online process for you so that you can get money without extra travel and hassle
- Repay through your bank branch or with internet bank service
- You always know how much you need to repay
- service line is at your disposal to answer all questions
- Takes not more than a day to get the money in your account
- We are a leading online financial solution
Lotus Loan Repayment
- Online card payment for free - Money will be appeared on our account within few minutes
- Cargills Food City - You can repay your loan by using Cargills cash voucher at any Cargills Food City Outlet Island wide
- Bank deposit - Internet bank, ATM/CDM machines, Deposit money at any branch via cashers
- Pay&Go kiosks - You can also repay your loan through a wide network of Pay&Go kiosks.
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