Fino - Online Loan Apply to 100,000 LKR takes a few minutes
Loan Amount
Loan Period
Fino ➤ Loan online of up to Rs.100,000 for a repayment period of 120 days, with money transferred in just 15 minutes ✓Our interest rates are the lowest in Sri Lanka.
About
FINO is an online lending platform that provides quick loans to cover unforeseen expenses. Loans ranging from 3,000 to 100,000 LKR are available with a repayment period of up to 30 days. You can apply for a loan using your smartphone or any other device, and the approval process takes just a few minutes. As a new customer, you can avail a free first loan of up to 20,000 LKR. The final loan amount and offer will be displayed in the last step of the application process. Please note that this offer is only available to new customers, and the first loan must be repaid on time to receive the discount. To apply for an online loan, you need an active mobile phone number and a valid NIC.
Terms and Conditions
| Loan Amount: | from 3 000 to Rs. 100 000 |
| Loan Period: | 30-120 days |
| Loan Type: | online loan or bank account |
| Collateral or Guarantor: | not needed |
| Employment: | yes |
| Loan Extension: | yes |
| Citizen: | Sri Lankan |
| Age of borrower: | 20-60 years old |
| You Need: | valid NIC, mobile phone number and email |
The loan is calculated as follows
| Loan amount: | Rs.40.000 |
| Loan period: | 180 days |
| Monthly installment: | Rs.0 |
| Interest rate: | Rs.18,000 |
| Total payment: | Rs.58,000 |
Consequences of late/non-payment of a loan
If the borrower defaults on payment and the outstanding amount, including the principal, interest, and fees, exceeds Rs. 250/-, a late payment fee specified in section 12 shall be charged on the following day after the due date. If the total amount due on the due date, including late payment fees, is less than the Grace Sum, the amount will be waived, and the Loan will be considered fully paid, and automatically closed. A Late Payment Fee equivalent to 10% of the unpaid principal will be charged on the 3rd, 6th, 11th, 16th, and 30th day after the due date. read more
Contacts
| website: | fino.lk |
| e-mail: | This email address is being protected from spambots. You need JavaScript enabled to view it. |
| phone: | 117750300 |
| applications accepted: | 24/7 |
| contact center: | 8:30am-5:30pm, Monday-Friday |
| address: | 00800, Sri Lanka, Colombo 7, No 47, Alexandra Place |
Benefits
- Our online loan platform is fully automated.
- You can expect to receive your funds quickly.
- Guarantors are not necessary for our clients.
- We offer a special promotion for new customers: a loan ranging from Rs. 3,000 to Rs. 100,000 at 0% interest.
- Our services are available 24/7, with no holidays or weekends.
- The loan application process is simple, and decisions are made instantly.
Fino Repayment
- Online card payment for free - Money will be appeared on our account within few minutes
- Cargills Food City - You can repay your loan by using Cargills cash voucher at any Cargills Food City Outlet Island wide
- Bank deposit - Internet bank, ATM/CDM machines, Deposit money at any branch via cashers
- Pay&Go kiosks - You can also repay your loan through a wide network of Pay&Go kiosks.
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